Questions we have the answers to…

What are payday loans?
Payday loans are short-term loans which you take out until you next get paid.

Who can apply for a payday loan?
Anyone over 18 who is in permanent employment is eligible to apply for payday loan.

Can part-time workers get a payday loan?
Yes. So long as you are in permanent employment rather than casual labour, it doesn’t matter whether you work full-time or part-time.

How do I apply for a payday loan?
Complete the online application form and we will respond by email with an immediate decision.

How do I get my cash?
Once your loan has been approved, the money will be deposited directly into your bank account.

How much can I borrow?
You can apply to borrow as little as £100 or a maximum of £1000. Please note that the amount you apply for must not exceed the value of your next pay cheque.

How do I pay the money back?
The full loan repayment will be taken directly from your bank account on the due date. This is doe automatically by the lending company and does not require any action by you.

How much do I have to pay back?
You will be charged interest on every loan that you borrow. Please see our charges/costs/fees page for a detailed illustration of typical loan values and the repayment amounts.

How soon can I get the money?
If your loan is approved today then the money is likely to go into your bank today.

Can I apply for a payday loan if I’ve got a history of bad credit?
Yes. So long as you are over 18 and in permanent employment you can apply for payday loan irrespective of your credit history.